Fixed Deposite

• Term deposit scheme is an attractive scheme to deposit your savings for fix period for 15 days to 130 Months as per your future requirements.
• We provide attractive Interest Rates to our Customers from time to time.
• We offer 0.50% extra Interest Rate to Senior Citizens on term deposits of above 1 year.
• Interest rate of The Karjan Nagrik Sahakari Bank Ltd. is 4.5% for 15 days & upto 45 days
• 5.5% interest for 46 days & upto 179 days
• 6.0% interest for 180 days & upto 13 months
• 7.0% interest for 13 months days & upto 3 years
• 7.5% interest for more then 3 years
• We offer nomination facility for all deposit accounts.

Rules & Regulation for Fix Deposit

• Depositor has to fulfill KYC norms as per RBI directive.
• Customer can Open Fix Deposit A/c with minimum of Rs.500/-
• Guardian can open Minor Fix Deposit A/c. When minor turn major then after providing valid age proof he/she can withdraw the amount with his/her signature.
• No penalty charges in premature withdrawal of deposit.
• All rights reserved to the Bank management to Change the Interest Rate of the Fix Deposit Scheme without prior notice. Change of Interest rate will be applicable to new deposits only.
• The Bank having rights of appropriation, set off, lien and change the rules and regulation for the scheme.

Requirements to Fix Deposit

• Valid Photo I.D. & Address Proof of Individual / proprietor / partners / directors

(A) Photo Proof (Any One)

1.Pan Card
2.Aadhar Card
3.Passport
4.Driving License
5.Voter ID Card
6.Government Approved College/university I.Card
7. Government/Semi government/Department I.Card

(B) Address Proof(Any One)

1. Aadhar Card
2.Passport
3.Driving License
4.Voter ID Card
5.Electricity Bill (not more than 2 months old)
6. BSNL Landline Telephone Bill (not more than 2 months old)
7.Municipal Tax Bill



• Other valid proof also acceptable by Bank.
• Passport Size Photograph 2 Copies
• Birth Certificate for minor a/c.